Mortgages and loans - Home loans - Business and Investment finance - Free mortgage calculator

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Mortgages and Loans, Business and Investment Finance

1.  Mortgages and Commercial Finance

Through business associates Canopus has access to a broad range of mortgage and loan finance sources including mortgage finance for residential, commercial and investment purposes as well business and personal loans. Commercial finance may be available for:

a) Owner occupied business premises where loan repayments can be met out of cash flow.
b) Owner occupied or investment properties up to 30 year term.
c) Owner occupied or investment properties. Where client has clean credit history the loan may be self certified (no financials required).

For additional information and enquiries contact Canopus

2.  Vehicles, Plant and machinery, household items

Loans available for private or business vehicle purchase, financing of plant and machinery for business and private household items.

Loan applications will be assessed according to established criteria including credit history, ability of borrower to meet payments and security offered.

3.  Loan mortgage calculator

To calculate monthly repayments on your mortgage or loan, given term, interest rate and principal, use the following free calculator.

Loan Calculator
Free loan calculator by

Please note that use of this calculator is intended as a guide to repayments for a principal and interest repayment loan only. Loans may be principal and interest, interest only or a combination of both, designed to suit your requirements. Always request an actual repayment schedule showing regular payment amounts from your lender before committing to any loan offered.

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Conditions of use of this website

Use of this website denotes agreement to the following conditions:


"Canopus Investments" is the registered trade mark of Canopus Investments Limited, a privately-owned New Zealand investment company.

Canopus Investments Limited, its directors, officers and associates, may hold or apply for investments mentioned on this website for their own investment purposes.

A Financial Adviser Disclosure Statement is available on request, free of charge.


Information provided on this website does not constitute a recommendation or advice to purchase any investment, product or service listed or mentioned on this website. Information displayed on this website is not intended as specific investment advice and should not be relied on for making investment decisions. Investments mentioned on this website may not be appropriate for individual investment objectives or individual financial circumstances. Investors requiring specific investment advice should consult Canopus Investments Limited.

To the maximum extent permitted by law, neither the owners, managers, employees nor associates of Canopus Investments Limited accept any liability whatsoever for any loss or damage resulting from the use of information obtained from this website or from any other publication produced by the owners, managers, employees or associates of Canopus Investments Limited. Neither the owners, managers, employees nor associates of Canopus Investments Limited guarantee the expected return or any other return from investments mentioned on this website or purchased through Canopus Investments Limited.

Information provided on this website is compiled from information believed to be accurate at the time of publication but no guarantee as to the accuracy of information displayed on this website is given, intended or implied.

Information provided on this website is not intended to create, nor does it create, any legal obligation, responsibility or contract between the owners, managers, employees or associates of Canopus Investments Limited and any other party.

Handling of client funds

Canopus Investments Limited does not bank or hold investment monies received on behalf of clients unless by special request or arrangement. When held on behalf of clients through special request, client funds will be held on trust in a separate special purpose account. In the normal course of business, investment monies will be passed directly to the securities issuer. All Canopus sharetrading account holders are issued with an individual true bank account from which share purchases are funded and to which share sale proceeds are deposited. Canopus does not pool sharetrading account funds.


Information on this website does not constitute an offer of primary issue securities as such offer can only be provided through delivery of the formal offer document. Application for primary issue securities will only be accepted when made on the application form accompanying the investment statement or other formal offer document.

Restrictive jurisdictions

No investment, product or service referred to on this website is, or will be, knowingly offered to any person or entity residing in, or subject to, a restrictive jurisdiction where the offer of such investments would be unlawful. Any person or entity requesting information about, or making application for, any investment, product or service referred to on this website, will be deemed to have declared that the person or entity making the request or application is free to receive such offers and is not subject to any restrictive jurisdiction where such action would be considered unlawful.


Information published on this website is provided strictly on a non-predjudicial basis only. It may only be used for the purpose for which it is intended, that is, the obtaining of financial services information. International copyright to the material published on this website is held by Canopus Investments Limited. Unless specifically authorised by Canopus Investments Limited in writing, all copying, forwarding or alternative use of information obtained from this website, by any individual, entity, corporate, state or representative of such entities, in any manner whatsoever, is prohibited and may be deemed to constitute breach of copyright.

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Canopus, brilliant southern star of the constellation Carina (The Ship's Keel), navigational beacon to traders and explorers over centuries, from sailing ships to spacecraft, now lends its name and aura to an enterprise dedicated to providing business and private investors with the same basis of security and direction.